Ignite Your Path to
Financial Independence
The only AI-powered app built for the FIRE community.
Automatically track your Savings Rate, monitor your Safe Withdrawal Rate (SWR),
and hit your FI Number years sooner.
Join thousands of others on their path to financial independence
Powerful Tools for Your FI/RE Journey
Everything you need to accelerate your path to financial independence
Maximize Your Savings Rate
Maximize your money with FIRE-optimized budget tracking, calculators and tools.
Safe Withdrawal Rate (SWR)
Track savings and investments to optimize your passive income streams to reach financial independence sooner.
Debt Tracking
Monitor your debts payoff with our Principal Payback Method, proven to eliminate debt twice as fast.
Track Your FI Number
Visualize your path to financial independence with comprehensive net worth analytics.
How FIRE Finance Works
Your journey to financial independence, simplified and accelerated
Track Your Progress
Input your financial data, Fire Finance helps you calculate your path to financial independence.
Optimize Your Strategy
Our AI stress-tests your portfolio against the 4% Rule and helps you mitigate Sequence of Returns Risk as you approach your retirement date.
Monitor Growth
Watch your savings, investments, net worth grow and passive income streams develop with our comprehensive tracking tools.
Reach Independence
Reach your FIRE goals faster with data-driven insights, and the latest news and tips from the world of finance and teh FI/RE community.
Budgeting Tools
Fuel Your Savings Rate, Feed Your FI/RE
Optimize your budget for maximum savings and investments without sacrificing what matters most to you.
- FIRE-focused budget tracker
- Track all income & expenses
- AI-powered optimization suggestions
- Stick to your savings & investment goals
Asset Tracking
Watch Your Money Work Harder Than You Do
Track every saving and investment on your path to financial independence with our comprehensive asset tracking tools.
- Set goals for savings and investments
- Keep on top of your emergency fund
- Monitor progress of every asset
- Watch your overall assets grow
Debt Tracking
Extinguish Debt Twice as Fast
Our Principal Payback Method accelerates your debt-free timeline by targeting principal balances more efficiently than traditional approaches.
- Use our calculators to payoff debt faster
- Track all debt balances in one place
- AI-powered optimized payment prioritization
- Watch as reducing debt accelerates your FI/RE journey
Net Worth Tracking
Watch Your FI Number Get Closer Every Day
Visualize your complete financial picture and countdown to independence with our comprehensive net worth tracking tools.
- Automated FI number calculations
- Coast/Barista/Lean/Fat FI indicators
- Track your net worth over time
- Milestone celebration alerts
Simple, Transparent Pricing
Expert Tools. No 1% Fees.
Traditional financial advisors charge 1% of your portfolio ($10,000/year on a $1M portfolio) just to show you a pie chart. ReachFire gives you better data for less than 0.01% of your portfolio.
Choose the plan that fits your financial goals
Basic
Perfect for getting started with your financial journey
- Budget tracking
- Debt tracking
- Goal tracking
- FI/RE calculators
- Latest FI/RE news & trends
- Pays for itself by finding 1 missed subscription.
Pro
Advanced features for serious financial planning
- Everything in Basic
- Account management (coming soon)
- Custom categories
- Track your net worth
- Export data
- Pays for itself by optimizing one tax-inefficient asset.
AI Powered
Intelligent insights powered by artificial intelligence
- Everything in Pro
- Personalized alerts & reminders
- AI budget optimization
- AI debt reduction strategies
- AI financial coaching chatbot
- Pays for itself by providing personalized financial insights.
All plans include a 30-day money-back guarantee
Why not just use a free spreadsheet?
You can. But a broken formula or a missed entry in a spreadsheet can skew your FI date by years.
The cost of ReachFire: $108/year.
The cost of "One More Year" syndrome: Your entire annual salary.
Don't let bad data keep you working longer than you have to.
Invest in accuracy.
Frequently Asked Questions
Everything you need to know about Fire Finance and your journey to financial independence
Every Journey Begins with a Single Step
Imagine waking up each day knowing you're one step closer to financial freedom.
No more anxiety about money. No more working just to pay bills. Just the peace of mind that comes from being in complete control of your financial future.
Join the community taking control of their financial future